Main Street Water Damage(772) 555-0101

Water damage restoration in Safety Harbor (34695)

Burst pipe, leak or flooding? Call and we'll connect you with a local water damage pro.

Call (772) 555-0101

Main Street Water Damage is a free referral service. We connect you with independent local service providers. We don't do the work ourselves.

Historic gun emplacements at Fort De Soto ParkFort De Soto Park
Photo: Nheyob (opens in a new tab), CC0 (opens in a new tab)

Pinellas County became Florida's 48th county on January 1, 1912, after a local referendum approved separation from Hillsborough County. Clearwater is the county seat and St. Petersburg is its largest city.

The 2020 Census counted 959,107 residents. The Census Bureau's July 1, 2025 population estimate (Vintage 2025) is 948,563, which is below the 2020 count.

The 2024 American Community Survey 1-year estimate counts 248,212 one-unit detached homes (margin of error 6,022) among 524,082 total housing units. In that estimate, 24.8% of housing units were built in 1970-1979, the largest share of any decade. Another 18.5% were built in 1980-1989 and 14.0% in 1960-1969. Of the rest, 20.6% were built in 1959 or earlier and 7.2% in 2010 or later.

Common problems

Help with a specific problem

What homes in Tampa Bay are up against

Mold spots on the bottom of a water-damaged drywall wall above a tile floor

Storm surge, heavy rain and river flooding have all been recorded in Tampa Bay. In Hurricane Helene in September 2024, maximum storm surge inundation within Tampa Bay was 5 to 7 ft above ground level.

In Hurricane Milton in October 2024, the National Weather Service Tampa Bay office's summary lists rainfall of generally 10 to 15 inches across Pinellas County and most of Hillsborough County. St. Petersburg recorded 5.09 inches in one hour and 9.04 inches in three hours on October 9, 2024. The Hillsborough River then crested at 38.16 feet at Morris Bridge on October 12, 2024, passing the previous record of 34.66 feet set on September 17, 2017, after Hurricane Irma.

At Tampa International Airport, the longest run of days with dew points at or above 75°F is seven, from August 5 to 11, 2024. The highest dew point on record there is 86°F, on August 6, 2000.

Storms that hit close to home

Palm trees bending in hurricane winds over a street littered with fronds

During Hurricane Helene on September 26-27, 2024, USGS sensors measured storm surge of 7.26 ft above MHHW at Madeira Beach and 7.23 ft at Fred Howard Park. The Clearwater tide gauge reached 6.67 ft above MHHW, passing its previous record from the March 1993 Superstorm. The National Hurricane Center reports that 12 people drowned in the surge in Pinellas County: 9 on the barrier islands from St. Pete Beach to Indian Rocks Beach, 2 in St. Petersburg and 1 in Dunedin.

Hurricane Milton made landfall on Siesta Key in Sarasota County on October 10, 2024. In Pinellas County, wind ripped the fabric roof off Tropicana Field in St. Petersburg, and the stadium then suffered rain water damage.

Three tornadoes struck the county on October 12, 2023, including an EF-2 from near Clearwater Beach to Dunedin with 115 mph winds. On December 15, 2022, an EF-1 tornado moved from near Pasadena to near Kenneth City and injured two people.

In the news

Permits and rules

Pinellas County requires permits for most storm and flood repair work, including drywall repair and replacement. It allows demolition of damaged materials such as wet drywall, insulation and flooring without a permit if it is limited to the damaged areas.

The county's flood FAQ says flood insurance has a 30-day waiting period before coverage starts and most homeowners insurance policies do not cover flood losses.

Under Florida law, notice of a property insurance claim or reopened claim is due to the insurer within 1 year after the date of loss, and of a supplemental claim within 18 months. A policyholder may not assign post-loss benefits under a residential property policy issued on or after January 1, 2023. A mold assessor may not remediate a structure the same person or company assessed within the previous 12 months, and the reverse, with an exception for certain Division I contractors.

Pinellas County Utilities lists (727) 464-4000 as its 24-hour emergency and automated line.

What affects the cost

Wet hallway carpet pulled back and propped up, with drying fans and a dehumidifier

Prices vary by provider and by how much was affected, so ask for an estimate. What usually affects the cost:

What happens when you call

  1. You call the number on this page. A short automated assistant asks two or three questions, such as what's wrong and your ZIP code, so we can find the right provider.
  2. We connect your call to an independent water damage provider who serves Safety Harbor (34695).
  3. You talk with the provider directly about the problem, timing and price before any work starts.

Main Street Water Damage doesn't charge you for the referral. The provider sets their own prices and does the work. Calls are recorded for quality and billing.

Around Pinellas County

The county describes Pinellas County as 25 governmental bodies: one for each of its 24 cities and municipalities and one for the almost one-third of the county that is unincorporated. Tarpon Springs was the first incorporated city, in 1887.

The 24 municipalities are Belleair, Belleair Beach, Belleair Bluffs, Belleair Shore, Clearwater, Dunedin, Gulfport, Indian Rocks Beach, Indian Shores, Kenneth City, Largo, Madeira Beach, North Redington Beach, Oldsmar, Pinellas Park, Redington Beach, Redington Shores, Safety Harbor, St. Pete Beach, St. Petersburg, Seminole, South Pasadena, Tarpon Springs and Treasure Island.

Unincorporated Pinellas is all property outside city limits. The county names communities there such as Palm Harbor, East Lake, Crystal Beach, Ozona, Feather Sound, Bardmoor and Tierra Verde.

Questions people ask

What should I do first?

If it's safe, shut off the water at the main valve and turn off power to wet areas. Move valuables out of the water and take photos of the damage.

How long does drying take?

It depends on how much got wet and what it's made of. Your provider measures moisture and can tell you how long their equipment needs to run.

Will insurance cover it?

It depends on your policy and the cause. Sudden leaks are often treated differently from flooding or slow leaks. Check with your insurer and report the claim promptly.

Who will come to my home?

An independent water damage provider who serves Safety Harbor (34695). Main Street Water Damage connects you; the provider does the work and sets the price.

Call (772) 555-0101