Water damage restoration in Hill 'n Dale
Burst pipe, leak or flooding? Call and we'll connect you with a local water damage pro.
Call (772) 555-0101Main Street Water Damage is a free referral service. We connect you with independent local service providers. We don't do the work ourselves.
Sunshine Skyway BridgeHere are Census Bureau population counts for three counties in Tampa Bay: the 2020 Census count, then the July 1, 2025 estimate.
- Hillsborough County: 1,459,762 and 1,574,115
- Pinellas County: 959,107 and 948,563
- Pasco County: 561,891 and 674,516
The City of Tampa had 384,959 residents in the 2020 Census, with a July 1, 2025 estimate of 413,554. Tampa's city clerk archive dates the city to a village founded on January 18, 1849, a city charter granted by the Florida Legislature on December 15, 1855, and a reorganization on July 15, 1887 that set up the City of Tampa charter.
In 2025, Plan Hillsborough's parcel-based estimates count 415,168 single-family units (62 percent) and 250,881 multifamily units (38 percent) in Hillsborough County.
Common problems
- Burst or leaking pipes, including supply lines to sinks, toilets and washing machines
- Roof leaks after heavy rain or wind, often showing up first as a ceiling stain
- Water heater leaks and failures
- Flooding from storms, overwhelmed drainage or rising water
- Appliance leaks from dishwashers, refrigerators and ice makers
- Sewer and drain backups
Help with a specific problem
What homes in Tampa Bay are up against
Storm surge, heavy rain and river flooding have all been recorded in Tampa Bay. In Hurricane Helene in September 2024, maximum storm surge inundation within Tampa Bay was 5 to 7 ft above ground level.
In Hurricane Milton in October 2024, the National Weather Service Tampa Bay office's summary lists rainfall of generally 10 to 15 inches across Pinellas County and most of Hillsborough County. St. Petersburg recorded 5.09 inches in one hour and 9.04 inches in three hours on October 9, 2024. The Hillsborough River then crested at 38.16 feet at Morris Bridge on October 12, 2024, passing the previous record of 34.66 feet set on September 17, 2017, after Hurricane Irma.
At Tampa International Airport, the longest run of days with dew points at or above 75°F is seven, from August 5 to 11, 2024. The highest dew point on record there is 86°F, on August 6, 2000.
Storms that hit close to home
Storms in Tampa Bay have brought surge, rain and tornadoes.
- Hurricane Helene, September 26, 2024: surge reached 7.2 feet above mean higher high water (MHHW) at the East Bay gauge and 6.67 feet at the Clearwater gauge. The National Hurricane Center says Helene destroyed at least 419 homes in Pinellas and Hillsborough counties combined, and 12 people drowned in the surge in Pinellas County.
- Hurricane Milton, October 9, 2024: rain reached up to 20.4 inches near St. Petersburg and 18.82 inches near Westchase. The peak water level at Clearwater Beach was only 1.3 feet above MHHW.
- Hurricane Idalia, August 30, 2023: in Pinellas County, 811 structures had major damage and 1,016 had minor damage.
- Tornadoes: an EF-2 with 115 mph winds on October 11-12, 2023 followed a 4.96-mile path from north of Clearwater Beach to south of Palm Harbor. An EF-1 with 100 mph winds crossed Pinellas County from Pasadena to Kenneth City on December 15, 2022.
In the news
- Hurricane scam: Florida sues company over millions in stolen insurance funds (opens in a new tab)
Florida's attorney general sued Evolve Construction in September 2026, alleging it took insurance money from Hurricane Ian and Milton victims, mostly seniors, for roof, mold and restoration work it never started. Verify licenses and avoid big upfront payments.
- Pinellas County Emergency Management shares three key steps as hurricane season begins (opens in a new tab)
At the start of the 2026 season, county emergency managers told residents to look up their evacuation zone, check county flood-risk maps for rain and wind hazards, and set up a plan and alerts. Mobile home residents are told to leave whenever an evacuation is ordered.
- County to host neighborhood hubs for storm repair permits and recovery grants (opens in a new tab)
Pinellas County scheduled three daytime help sessions in Gulfport, Largo and Palm Harbor for residents with unrepaired storm damage. The county was waiving penalties for repairs done without a permit through June 30, 2026, and described repair grants for eligible owners.
- Flood insurance will be mandatory for most Citizens policyholders by 2027 (opens in a new tab)
Citizens Property Insurance is phasing in a flood insurance requirement for its homeowners that reaches all remaining policies Jan. 1, 2027, even outside FEMA flood zones. Homeowners policies exclude rising water, and noncompliance can cost you your Citizens coverage.
- Pinellas homeowners can get up to $30,000 for hurricane repairs (opens in a new tab)
A county program offered income-qualified owners of primary homes up to $30,000 when hurricane repair costs exceeded insurance or FEMA payments. Covered work included roofs, windows, drywall, flooring and mold removal. Income and home-value limits applied.
Permits and rules
- Mold work over 10 square feet is regulated. Florida's Department of Business and Professional Regulation licenses mold remediators and assessors, with exemptions for some other licensed trades. An assessor generally can't also do the remediation on the same home within 12 months.
- Insurance claim deadlines. Notice of a new property insurance claim must be given within 1 year of the date of loss, or 18 months for a supplemental claim. For a hurricane, the date of loss is the landfall date.
- No assignment of benefits. For residential property policies issued on or after January 1, 2023, you can't sign your insurance benefits over to a contractor. Be wary of anyone who asks you to.
What affects the cost
Prices vary by provider and by how much was affected, so ask for an estimate. What usually affects the cost:
- How large an area got wet, and for how long
- Whether the water was clean, like a supply line, or contaminated, like sewage or floodwater
- How much material has to come out, such as drywall, flooring or insulation
- Whether mold has started to grow
- Drying equipment and how many days it runs
- Rebuilding after the drying is done
What happens when you call
- You call the number on this page. A short automated assistant asks two or three questions, such as what's wrong and your ZIP code, so we can find the right provider.
- We connect your call to an independent water damage provider who serves Hill 'n Dale.
- You talk with the provider directly about the problem, timing and price before any work starts.
Main Street Water Damage doesn't charge you for the referral. The provider sets their own prices and does the work. Calls are recorded for quality and billing.
Around Tampa Bay
The Tampa Bay Regional Planning Council defines its region as six counties: Citrus, Hernando, Hillsborough, Manatee, Pasco and Pinellas. Its council includes representatives from cities such as Tampa, St. Petersburg, Clearwater, Plant City, Temple Terrace, Dade City, New Port Richey and Port Richey.
Pinellas County lists 24 incorporated municipalities, including Clearwater, Dunedin, Largo, St. Petersburg, Tarpon Springs and Treasure Island.
Plan Hillsborough's July 2026 profiles cover four Hillsborough County jurisdictions: Tampa, Plant City, Temple Terrace and unincorporated Hillsborough County. The City of Tampa has five planning districts: Central Tampa, New Tampa, South Tampa, USF Institutional and Westshore TIA. Unincorporated Hillsborough County has 25 planning areas, among them Brandon, Riverview, Ruskin, Sun City Center and Town & Country. Plan Hillsborough's ZIP code profiles for the county cover 58 ZIP codes.
Questions people ask
What should I do first?
If it's safe, shut off the water at the main valve and turn off power to wet areas. Move valuables out of the water and take photos of the damage.
How long does drying take?
It depends on how much got wet and what it's made of. Your provider measures moisture and can tell you how long their equipment needs to run.
Will insurance cover it?
It depends on your policy and the cause. Sudden leaks are often treated differently from flooding or slow leaks. Check with your insurer and report the claim promptly.
Who will come to my home?
An independent water damage provider who serves Hill 'n Dale. Main Street Water Damage connects you; the provider does the work and sets the price.